A bank is a financial institution and a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly or through capital markets. A bank connects customers that have capital deficits to customers with capital surpluses.

Due to their critical status within the financial system and the economy generally, banks are highly regulated in most countries. Most banks operate under a system known as fractional reserve banking where they hold only a small reserve of the funds deposited and lend out the rest for profit. They are generally subject to minimum capital requirements which are based on an international set of capital standards, known as the Basel Accords.

The oldest bank still in existence is Monte dei Paschi di Siena, headquartered in Siena, Italy, which has been operating continuously since 1472.

Noun

bank (plural banks)

1. An institution where one can place and borrow money and take care of financial affairs.
2. A branch office of such an institution
3. An underwriter or controller of a card game, also banque.
4. A safe and guaranteed place of storage for and retrieval of important items or goods.

   blood bank

   sperm bank

   data bank

Derived terms terms derived from bank

• bankability
• bankable
• bank account
• bank agent
• bank balance
• bank bill
• bank book
• bank card
• bank charges
• bank cheque
• bank clerk
• bank draft
• banker
• bank giro
• bank holiday

• bank interest
• bank loan
• bank manager
• banknote
• bank of deposit
• bank of issue
• bank paper
• bank rate
• bank reserves
• bank statement
• bank stock
• blood bank
• bottle bank
• break the bank
• banking

• bankroll
• central bank
• clearing bank
• cry all the way to the bank
• databank
• food bank
• investment bank
• Jodrell Bank
• joint-stock bank
• laugh all the way to the bank
• memory bank
• merchant bank
• national bank
• peat bank
• penny bank

• piggy bank
• pot bank
• private bank
• reserve bank
• savings bank
• sperm bank
• spoil bank
• state bank
• stopbank
• take it to the bank
• trustee savings bank
• World Bank

Quotes about the business of Banks: institutions where one can place and borrow money and take care of financial affairs.

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Business: Financial Services: Banking Services ...
- Community bank serving Oakland and the surrounding communities East of Pittsburgh. Fidelity Deposit and Discount Bank - Offers a ...

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Business: Financial Services: Banking Services ...
Heartland Bank - Community bank provides financial services to central Ohio, Key Bank - Cleveland based bank diversified financial ...

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Business: Financial Services: Banking Services ...
Committee of Scottish Clearing Bankers - The representative body of the four Scottish clearing banks: Bank of Scotland; Royal Bank of Scotland; Clydesdale Bank; and Lloyds ...